Aller au contenu principal

M11. Risk management

Group of applications used to assess credit risk.

M11_1. Financial analysis​

A tool for assessing the financial situation and potential risks, and for helping banks and financial institutions make informed decisions, thanks to its financial analysis and projection engines.

  • Main functions
    • Taking into account the different accounting systems used by the client: SYSCOAHADA, SFD, etc.
    • Multi-year approach for financial analyses and projections;
    • Checking the consistency of accounting information provided by the customer to the bank;
    • Possibility for the banker to draw up the statements he will use for his analysis;
    • Direct input of data to be processed or import into the system from an Excel file;
    • Formula wizard to facilitate the composition of formulas for the various calculations;
    • Calculation of ratios based on the financial indicators supplied to the system: general ratios, BCEAO ratios, supplementary ratios, etc. The user can extend the calculation of ratios to the last five (5) years to further analyse the customer's situation;
    • Processing of financial projections for the five (5) year forecast operating account;
    • Drawing up a cash flow plan and calculating the break-even point for the client's business.
info

IBIS_ANAFIN has two powerful engines that work interdependently during processing. These are: Historical Financial Analysis and Forecast Financial Analysis