The banking sector is constantly evolving. New technologies, regulatory changes and the emergence of new competitors are forcing banks to modernize their information systems.
Banking management software solutions play a key role in this transformation. They help banks streamline processes, improve operational efficiency, and offer more innovative services to their customers.

Integral Banking Information System (IBIS)

The IBIS Integrated Banking Management Software is an ERP that processes all operations of banks and financial institutions as practised in French-speaking African countries. It was designed in 1991 by a team of seasoned IT specialists under the technical guidance of eminent bankers.
The result of more than three decades of research and development, IBIS is now used by around fifty banks and financial institutions. It comprises more than four thousand (4,000) tasks grouped into one hundred (100) thematic modules that can interface with any core system.


Focus areas

 Core

Group of applications managing, in a single place, security and the general parameters common to all software modules. It also lays the foundations of general and sub-ledger accounting.

 Commercial management

Group of applications enabling more efficient customer management, offering faster and more accurate service.

 Agency operations

Group of applications for managing and controlling operations related to branch activity. Depending on your needs, this module can be used as a standard or customized module.

 Treasury management

Group of applications essential for end-to-end treasury management. Provides real-time reporting and analysis of sensitive operational data.

 Customer commitments

Group of applications used to assess on- and off-balance-sheet customer commitments, including credit lines, guarantees, collateral and other contingent liabilities.

 Compliance

Group of applications producing regulatory reports required by the authorities.

 General purpose

Group of applications for managing the bank as a business.

 Open banking

Group of applications and services enabling banks and fintechs to access customer banking data via APIs within a regulatory framework.

 Interfaces

Group of applications for managing interbank exchanges.

 Guarantee fund

Group of applications used to manage the execution phases of guarantee funds.

 Real estate & market

Group of applications for the automated management of property projects and contracts.

 Leasing & Factoring

Group of applications enabling financial institutions to manage their customers' leasing and factoring operations.


Competitive advantages


Security

Data protection;
Securing user access and rights;
Profiles & permissions;
Encryption;
Authentication.

Environment

Multi-DBMS (SQL Server & Oracle);
Multi-region (UEMOA, CEMAC and others);
Multi-entity;
Multi-branch;
Multi-language;
Multi-platform;
Multi-OS (Windows & Unix);
Open and heterogeneous, based on tools for prototyping, testing and software monitoring.


Design & implementation

Modular;
Integrated;
Highly configurable;
Comprehensive;
Ergonomic.


Business

Developed by 100% local, experienced talent;
Strict compliance with regulators' instructions;
Broad functional coverage;
Best ERP for producing and consolidating regulatory reports for banking groups to the monetary authorities.


Performance

High system availability;
Very short batch processing times;
Local proximity services provided;
Real-time operations.

Operations

Paperless to protect the environment;
Easily interfaced with other core banking systems;
Low requirements in technical staff and specialized equipment;
Easy scalability thanks to its modularity.